Call report 2007Q4
BANK OF GRANITE — 2007Q4
The 22 measures BANK OF GRANITE reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,181,866,000 | USD | evidence → |
| Total loans | 928,210,000 | USD | evidence → |
| Allowance for loan losses | 17,556,000 | USD | evidence → |
| Securities available for sale | 109,074,000 | USD | evidence → |
| Securities held to maturity | 29,656,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,001,214,000 | USD | evidence → |
| Interest-bearing deposits | 828,049,000 | USD | evidence → |
| Noninterest-bearing deposits | 173,165,000 | USD | evidence → |
| Equity capital | 104,406,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 84,308,000 | USD | evidence → |
| Interest expense | 34,267,000 | USD | evidence → |
| Net interest income | 50,041,000 | USD | evidence → |
| Noninterest income | 8,347,000 | USD | evidence → |
| Noninterest expense | 28,984,000 | USD | evidence → |
| Provision for loan losses | 55,237,000 | USD | evidence → |
| Pretax income | -25,832,000 | USD | evidence → |
| Income tax | -11,437,000 | USD | evidence → |
| Net income | -14,395,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 93,331,000 | USD | evidence → |
| Total capital | 106,140,000 | USD | evidence → |
| Risk-weighted assets | 1,019,969,000 | USD | evidence → |