Call report 2005Q4
BANK OF GRANITE — 2005Q4
The 22 measures BANK OF GRANITE reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,075,594,000 | USD | evidence → |
| Total loans | 821,713,000 | USD | evidence → |
| Allowance for loan losses | 13,664,000 | USD | evidence → |
| Securities available for sale | 104,569,000 | USD | evidence → |
| Securities held to maturity | 41,363,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 911,854,000 | USD | evidence → |
| Interest-bearing deposits | 731,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 180,059,000 | USD | evidence → |
| Equity capital | 129,399,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 63,593,000 | USD | evidence → |
| Interest expense | 18,457,000 | USD | evidence → |
| Net interest income | 45,136,000 | USD | evidence → |
| Noninterest income | 7,688,000 | USD | evidence → |
| Noninterest expense | 24,800,000 | USD | evidence → |
| Provision for loan losses | 4,977,000 | USD | evidence → |
| Pretax income | 22,968,000 | USD | evidence → |
| Income tax | 7,664,000 | USD | evidence → |
| Net income | 15,304,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 119,573,000 | USD | evidence → |
| Total capital | 130,728,000 | USD | evidence → |
| Risk-weighted assets | 889,723,000 | USD | evidence → |