Call report 2003Q4
BANK OF GRANITE — 2003Q4
The 22 measures BANK OF GRANITE reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 934,281,000 | USD | evidence → |
| Total loans | 709,774,000 | USD | evidence → |
| Allowance for loan losses | 10,583,000 | USD | evidence → |
| Securities available for sale | 91,479,000 | USD | evidence → |
| Securities held to maturity | 61,770,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 754,581,000 | USD | evidence → |
| Interest-bearing deposits | 597,950,000 | USD | evidence → |
| Noninterest-bearing deposits | 156,631,000 | USD | evidence → |
| Equity capital | 133,845,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,440,000 | USD | evidence → |
| Interest expense | 10,219,000 | USD | evidence → |
| Net interest income | 34,221,000 | USD | evidence → |
| Noninterest income | 7,205,000 | USD | evidence → |
| Noninterest expense | 17,061,000 | USD | evidence → |
| Provision for loan losses | 4,764,000 | USD | evidence → |
| Pretax income | 19,627,000 | USD | evidence → |
| Income tax | 6,314,000 | USD | evidence → |
| Net income | 13,313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 122,023,000 | USD | evidence → |
| Total capital | 131,616,000 | USD | evidence → |
| Risk-weighted assets | 766,440,000 | USD | evidence → |