Call report 2002Q4
BANK OF GRANITE — 2002Q4
The 22 measures BANK OF GRANITE reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 698,602,000 | USD | evidence → |
| Total loans | 528,397,000 | USD | evidence → |
| Allowance for loan losses | 8,619,000 | USD | evidence → |
| Securities available for sale | 46,742,000 | USD | evidence → |
| Securities held to maturity | 72,660,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 563,391,000 | USD | evidence → |
| Interest-bearing deposits | 447,218,000 | USD | evidence → |
| Noninterest-bearing deposits | 116,173,000 | USD | evidence → |
| Equity capital | 117,908,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,663,000 | USD | evidence → |
| Interest expense | 10,123,000 | USD | evidence → |
| Net interest income | 31,540,000 | USD | evidence → |
| Noninterest income | 7,501,000 | USD | evidence → |
| Noninterest expense | 14,824,000 | USD | evidence → |
| Provision for loan losses | 3,423,000 | USD | evidence → |
| Pretax income | 20,794,000 | USD | evidence → |
| Income tax | 6,590,000 | USD | evidence → |
| Net income | 14,204,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 117,059,000 | USD | evidence → |
| Total capital | 124,267,000 | USD | evidence → |
| Risk-weighted assets | 575,225,000 | USD | evidence → |