Call reports 2001
BANK OF GRANITE — 2001
What BANK OF GRANITE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 679,287,000 | 669,409,000 | 691,076,000 | 683,954,000 |
| Total loans | 453,583,000 | 458,694,000 | 461,165,000 | 484,313,000 |
| Allowance for loan losses | 6,819,000 | 8,322,000 | 6,476,000 | 6,264,000 |
| Securities available for sale | 73,042,000 | 71,592,000 | 79,645,000 | 66,807,000 |
| Securities held to maturity | 80,778,000 | 82,091,000 | 86,707,000 | 86,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,630,000 | 549,875,000 | 546,293,000 | 541,286,000 |
| Interest-bearing deposits | 452,417,000 | 443,709,000 | 443,760,000 | 428,693,000 |
| Noninterest-bearing deposits | 103,213,000 | 106,166,000 | 102,533,000 | 112,593,000 |
| Equity capital | 114,775,000 | 114,605,000 | 116,696,000 | 111,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,367,000 | 25,878,000 | 37,614,000 | 48,573,000 |
| Interest expense | 5,337,000 | 10,478,000 | 14,979,000 | 18,461,000 |
| Net interest income | 8,030,000 | 15,400,000 | 22,635,000 | 30,112,000 |
| Noninterest income | 1,645,000 | 3,300,000 | 4,980,000 | 6,917,000 |
| Noninterest expense | 3,541,000 | 6,919,000 | 10,389,000 | 13,768,000 |
| Provision for loan losses | 670,000 | 2,650,000 | 3,419,000 | 4,097,000 |
| Pretax income | 5,592,000 | 9,259,000 | 13,939,000 | 19,296,000 |
| Income tax | 1,852,000 | 2,919,000 | 4,334,000 | 6,025,000 |
| Net income | 3,740,000 | 6,340,000 | 9,605,000 | 13,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,073,000 | 113,874,000 | 115,661,000 | 111,460,000 |
| Total capital | 120,362,000 | 120,140,000 | 122,073,000 | 117,724,000 |
| Risk-weighted assets | 502,582,000 | 499,241,000 | 512,859,000 | 524,423,000 |