Call reports 2019
PRIME BANK — 2019
What PRIME BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 267,501,000 | 278,971,000 | 283,030,000 | 285,956,000 |
| Total loans | 249,221,000 | 258,639,000 | 259,996,000 | 252,170,000 |
| Allowance for loan losses | 2,703,000 | 2,764,000 | 2,791,000 | 2,721,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,539,000 | 227,803,000 | 243,670,000 | 245,072,000 |
| Interest-bearing deposits | 189,655,000 | 197,030,000 | 215,277,000 | 214,686,000 |
| Noninterest-bearing deposits | 27,884,000 | 30,773,000 | 28,393,000 | 30,386,000 |
| Equity capital | 34,888,000 | 34,947,000 | 35,651,000 | 37,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,806,000 | 7,907,000 | 11,979,000 | 15,956,000 |
| Interest expense | 974,000 | 2,071,000 | 3,197,000 | 4,364,000 |
| Net interest income | 2,832,000 | 5,836,000 | 8,782,000 | 11,592,000 |
| Noninterest income | 120,000 | 414,000 | 450,000 | 567,000 |
| Noninterest expense | 1,299,000 | 2,532,000 | 3,679,000 | 4,829,000 |
| Provision for loan losses | 0 | 98,000 | 125,000 | 55,000 |
| Pretax income | 1,653,000 | 3,620,000 | 5,428,000 | 7,275,000 |
| Income tax | 0 | 43,000 | 129,000 | 220,000 |
| Net income | 1,653,000 | 3,577,000 | 5,299,000 | 7,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,888,000 | 34,947,000 | 35,651,000 | 37,238,000 |
| Total capital | 37,591,000 | 37,711,000 | 38,442,000 | 39,959,000 |
| Risk-weighted assets | 245,472,000 | 254,178,000 | 255,304,000 | 255,539,000 |