Call reports 2016
PRIME BANK — 2016
What PRIME BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 246,080,000 | 249,791,000 | 262,619,000 | 252,818,000 |
| Total loans | 228,681,000 | 230,787,000 | 244,180,000 | 232,486,000 |
| Allowance for loan losses | 2,653,000 | 2,679,000 | 2,757,000 | 2,757,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,222,000 | 213,909,000 | 212,471,000 | 209,719,000 |
| Interest-bearing deposits | 181,950,000 | 184,007,000 | 186,464,000 | 181,678,000 |
| Noninterest-bearing deposits | 29,272,000 | 29,902,000 | 26,007,000 | 28,041,000 |
| Equity capital | 25,554,000 | 24,999,000 | 25,772,000 | 27,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,171,000 | 6,344,000 | 9,602,000 | 12,916,000 |
| Interest expense | 393,000 | 795,000 | 1,218,000 | 1,649,000 |
| Net interest income | 2,778,000 | 5,549,000 | 8,384,000 | 11,267,000 |
| Noninterest income | 78,000 | 109,000 | 194,000 | 325,000 |
| Noninterest expense | 1,079,000 | 2,224,000 | 3,349,000 | 4,513,000 |
| Provision for loan losses | 72,000 | 98,000 | 176,000 | 176,000 |
| Pretax income | 1,705,000 | 3,336,000 | 5,053,000 | 6,903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,705,000 | 3,336,000 | 5,053,000 | 6,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,554,000 | 24,999,000 | 25,772,000 | 27,516,000 |
| Total capital | 28,207,000 | 27,678,000 | 28,529,000 | 30,273,000 |
| Risk-weighted assets | 232,622,000 | 230,579,000 | 232,717,000 | 220,692,000 |