Call reports 2015
PRIME BANK — 2015
What PRIME BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 217,087,000 | 217,148,000 | 224,684,000 | 242,837,000 |
| Total loans | 198,448,000 | 209,824,000 | 220,735,000 | 226,646,000 |
| Allowance for loan losses | 2,236,000 | 2,334,000 | 2,492,000 | 2,586,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,380,000 | 190,359,000 | 192,260,000 | 203,142,000 |
| Interest-bearing deposits | 171,404,000 | 164,193,000 | 165,105,000 | 175,055,000 |
| Noninterest-bearing deposits | 22,976,000 | 26,166,000 | 27,155,000 | 28,087,000 |
| Equity capital | 22,443,000 | 22,275,000 | 23,123,000 | 24,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,660,000 | 5,501,000 | 8,437,000 | 11,504,000 |
| Interest expense | 340,000 | 680,000 | 1,027,000 | 1,387,000 |
| Net interest income | 2,320,000 | 4,821,000 | 7,410,000 | 10,117,000 |
| Noninterest income | 182,000 | 443,000 | 678,000 | 741,000 |
| Noninterest expense | 1,123,000 | 2,254,000 | 3,324,000 | 4,318,000 |
| Provision for loan losses | 10,000 | 108,000 | 266,000 | 360,000 |
| Pretax income | 1,369,000 | 2,902,000 | 4,498,000 | 6,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,369,000 | 2,902,000 | 4,498,000 | 6,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,443,000 | 22,275,000 | 23,123,000 | 24,771,000 |
| Total capital | 24,679,000 | 24,609,000 | 25,615,000 | 27,357,000 |
| Risk-weighted assets | 206,521,000 | 210,796,000 | 222,634,000 | 237,381,000 |