Call reports 2014
PRIME BANK — 2014
What PRIME BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 204,831,000 | 208,623,000 | 214,428,000 | 209,991,000 |
| Total loans | 184,644,000 | 187,914,000 | 197,496,000 | 188,296,000 |
| Allowance for loan losses | 2,107,000 | 2,131,000 | 2,231,000 | 2,226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,754,000 | 188,887,000 | 193,870,000 | 188,032,000 |
| Interest-bearing deposits | 163,480,000 | 170,334,000 | 171,535,000 | 167,198,000 |
| Noninterest-bearing deposits | 21,274,000 | 18,553,000 | 22,335,000 | 20,834,000 |
| Equity capital | 19,817,000 | 19,411,000 | 20,197,000 | 21,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 5,066,000 | 7,805,000 | 10,566,000 |
| Interest expense | 341,000 | 696,000 | 1,055,000 | 1,410,000 |
| Net interest income | 2,134,000 | 4,370,000 | 6,750,000 | 9,156,000 |
| Noninterest income | 101,000 | 289,000 | 515,000 | 745,000 |
| Noninterest expense | 985,000 | 2,041,000 | 3,096,000 | 4,140,000 |
| Provision for loan losses | 92,000 | 116,000 | 216,000 | 211,000 |
| Pretax income | 1,158,000 | 2,502,000 | 3,953,000 | 5,550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,158,000 | 2,502,000 | 3,953,000 | 5,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,817,000 | 19,411,000 | 20,197,000 | 21,764,000 |
| Total capital | 21,924,000 | 21,542,000 | 22,428,000 | 23,990,000 |
| Risk-weighted assets | 180,750,000 | 182,066,000 | 189,055,000 | 188,138,000 |