Call reports 2013
PRIME BANK — 2013
What PRIME BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 172,967,000 | 182,918,000 | 193,538,000 | 195,016,000 |
| Total loans | 154,362,000 | 166,555,000 | 171,366,000 | 173,140,000 |
| Allowance for loan losses | 1,775,000 | 1,875,000 | 1,952,000 | 2,015,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,093,000 | 165,502,000 | 175,236,000 | 175,546,000 |
| Interest-bearing deposits | 140,329,000 | 145,390,000 | 153,721,000 | 154,828,000 |
| Noninterest-bearing deposits | 14,764,000 | 20,112,000 | 21,515,000 | 20,718,000 |
| Equity capital | 17,582,000 | 17,126,000 | 17,963,000 | 19,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,279,000 | 4,653,000 | 7,131,000 | 9,659,000 |
| Interest expense | 350,000 | 690,000 | 1,035,000 | 1,380,000 |
| Net interest income | 1,929,000 | 3,963,000 | 6,096,000 | 8,279,000 |
| Noninterest income | 334,000 | 552,000 | 840,000 | 1,020,000 |
| Noninterest expense | 961,000 | 1,923,000 | 2,828,000 | 3,796,000 |
| Provision for loan losses | 17,000 | 117,000 | 194,000 | 257,000 |
| Pretax income | 1,285,000 | 2,475,000 | 3,914,000 | 5,246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,285,000 | 2,475,000 | 3,914,000 | 5,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,582,000 | 17,126,000 | 17,963,000 | 19,259,000 |
| Total capital | 19,357,000 | 19,001,000 | 19,915,000 | 21,274,000 |
| Risk-weighted assets | 146,693,000 | 158,852,000 | 164,235,000 | 169,148,000 |