Call reports 2012
PRIME BANK — 2012
What PRIME BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,004,000 | 164,505,000 | 161,337,000 | 167,647,000 |
| Total loans | 141,877,000 | 148,160,000 | 155,479,000 | 158,316,000 |
| Allowance for loan losses | 1,595,000 | 1,634,000 | 1,691,000 | 1,758,000 |
| Securities available for sale | 1,077,000 | 1,084,000 | 1,090,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,717,000 | 149,678,000 | 144,857,000 | 150,687,000 |
| Interest-bearing deposits | 124,164,000 | 125,922,000 | 124,786,000 | 135,113,000 |
| Noninterest-bearing deposits | 14,553,000 | 23,756,000 | 20,071,000 | 15,574,000 |
| Equity capital | 15,037,000 | 14,577,000 | 15,436,000 | 16,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,120,000 | 4,359,000 | 6,631,000 | 8,912,000 |
| Interest expense | 388,000 | 769,000 | 1,132,000 | 1,480,000 |
| Net interest income | 1,732,000 | 3,590,000 | 5,499,000 | 7,432,000 |
| Noninterest income | 253,000 | 486,000 | 815,000 | 1,166,000 |
| Noninterest expense | 857,000 | 1,719,000 | 2,596,000 | 3,509,000 |
| Provision for loan losses | 85,000 | 145,000 | 202,000 | 269,000 |
| Pretax income | 1,043,000 | 2,212,000 | 3,516,000 | 4,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,043,000 | 2,212,000 | 3,516,000 | 4,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,037,000 | 14,577,000 | 15,436,000 | 16,710,000 |
| Total capital | 16,632,000 | 16,211,000 | 17,127,000 | 18,468,000 |
| Risk-weighted assets | 132,962,000 | 140,305,000 | 145,597,000 | 147,926,000 |