Call reports 2010
PRIME BANK — 2010
What PRIME BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 67,451,000 | 80,210,000 | 84,860,000 | 97,664,000 |
| Total loans | 64,454,000 | 74,088,000 | 78,568,000 | 90,386,000 |
| Allowance for loan losses | 579,000 | 696,000 | 782,000 | 936,000 |
| Securities available for sale | 1,040,000 | 1,045,000 | 1,050,000 | 1,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,441,000 | 65,370,000 | 73,841,000 | 84,633,000 |
| Interest-bearing deposits | 50,535,000 | 56,895,000 | 65,043,000 | 72,797,000 |
| Noninterest-bearing deposits | 5,906,000 | 8,475,000 | 8,798,000 | 11,836,000 |
| Equity capital | 6,042,000 | 7,310,000 | 7,761,000 | 8,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 2,063,000 | 3,258,000 | 4,588,000 |
| Interest expense | 194,000 | 418,000 | 669,000 | 951,000 |
| Net interest income | 774,000 | 1,645,000 | 2,589,000 | 3,637,000 |
| Noninterest income | 172,000 | 300,000 | 542,000 | 914,000 |
| Noninterest expense | 454,000 | 968,000 | 1,606,000 | 2,348,000 |
| Provision for loan losses | 74,000 | 191,000 | 288,000 | 442,000 |
| Pretax income | 418,000 | 786,000 | 1,237,000 | 1,761,000 |
| Income tax | 245,000 | 245,000 | 245,000 | 246,000 |
| Net income | 173,000 | 541,000 | 992,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,042,000 | 7,310,000 | 7,761,000 | 8,684,000 |
| Total capital | 6,621,000 | 8,006,000 | 8,543,000 | 9,620,000 |
| Risk-weighted assets | 60,593,000 | 69,599,000 | 74,865,000 | 84,105,000 |