Call reports 2009
PRIME BANK — 2009
What PRIME BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 30,908,000 | 40,810,000 | 55,913,000 | 63,717,000 |
| Total loans | 27,592,000 | 36,111,000 | 50,474,000 | 60,474,000 |
| Allowance for loan losses | 216,000 | 285,000 | 404,000 | 505,000 |
| Securities available for sale | 1,022,000 | 1,028,000 | 1,032,000 | 1,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,875,000 | 30,530,000 | 44,306,000 | 48,535,000 |
| Interest-bearing deposits | 21,712,000 | 27,509,000 | 37,177,000 | 43,054,000 |
| Noninterest-bearing deposits | 3,163,000 | 3,021,000 | 7,129,000 | 5,481,000 |
| Equity capital | 5,690,000 | 5,598,000 | 5,687,000 | 5,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 790,000 | 1,456,000 | 2,324,000 |
| Interest expense | 110,000 | 242,000 | 394,000 | 579,000 |
| Net interest income | 217,000 | 548,000 | 1,062,000 | 1,745,000 |
| Noninterest income | 68,000 | 152,000 | 251,000 | 395,000 |
| Noninterest expense | 306,000 | 673,000 | 1,029,000 | 1,483,000 |
| Provision for loan losses | 45,000 | 239,000 | 358,000 | 459,000 |
| Pretax income | -66,000 | -212,000 | -74,000 | 198,000 |
| Income tax | -32,000 | -86,000 | -37,000 | 65,000 |
| Net income | -34,000 | -126,000 | -37,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,512,000 | 5,366,000 | 5,687,000 | 5,612,000 |
| Total capital | 5,728,000 | 5,651,000 | 6,091,000 | 6,117,000 |
| Risk-weighted assets | 25,961,000 | 35,360,000 | 47,687,000 | 55,689,000 |