Call reports 2025
SECURITY BANK USA — 2025
What SECURITY BANK USA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 248,767,000 | 252,203,000 | 254,500,000 | 261,551,000 |
| Total loans | 174,987,000 | 180,622,000 | 187,456,000 | 183,970,000 |
| Allowance for loan losses | 2,481,000 | 2,471,000 | 2,489,000 | 2,589,000 |
| Securities available for sale | 42,600,000 | 44,839,000 | 43,246,000 | 42,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,336,000 | 229,242,000 | 230,202,000 | 236,483,000 |
| Interest-bearing deposits | 185,960,000 | 187,643,000 | 184,055,000 | 190,283,000 |
| Noninterest-bearing deposits | 39,376,000 | 41,599,000 | 46,147,000 | 46,200,000 |
| Equity capital | 21,511,000 | 22,172,000 | 23,301,000 | 24,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,355,000 | 6,909,000 | 10,598,000 | 14,468,000 |
| Interest expense | 991,000 | 1,989,000 | 2,964,000 | 3,925,000 |
| Net interest income | 2,364,000 | 4,920,000 | 7,634,000 | 10,543,000 |
| Noninterest income | 302,000 | 826,000 | 1,277,000 | 1,729,000 |
| Noninterest expense | 1,838,000 | 3,830,000 | 5,860,000 | 8,290,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 75,000 |
| Pretax income | 828,000 | 1,916,000 | 3,021,000 | 3,907,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 5,000 |
| Net income | 827,000 | 1,914,000 | 3,018,000 | 3,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,094,000 | 23,392,000 | 24,144,000 | 24,874,000 |
| Total capital | 25,208,000 | 25,563,000 | 26,387,000 | 27,086,000 |
| Risk-weighted assets | 168,787,000 | 173,395,000 | 179,195,000 | 176,643,000 |