Call reports 2023
SECURITY BANK USA — 2023
What SECURITY BANK USA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 232,942,000 | 232,549,000 | 238,159,000 | 238,055,000 |
| Total loans | 151,357,000 | 160,216,000 | 166,779,000 | 170,704,000 |
| Allowance for loan losses | 2,478,000 | 2,478,000 | 2,478,000 | 2,508,000 |
| Securities available for sale | 44,786,000 | 39,090,000 | 35,581,000 | 38,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,852,000 | 212,026,000 | 217,665,000 | 216,544,000 |
| Interest-bearing deposits | 169,719,000 | 169,379,000 | 174,881,000 | 174,017,000 |
| Noninterest-bearing deposits | 42,133,000 | 42,647,000 | 42,784,000 | 42,527,000 |
| Equity capital | 20,605,000 | 19,889,000 | 19,594,000 | 20,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,689,000 | 5,663,000 | 8,742,000 | 11,903,000 |
| Interest expense | 685,000 | 1,550,000 | 2,523,000 | 3,596,000 |
| Net interest income | 2,004,000 | 4,113,000 | 6,219,000 | 8,307,000 |
| Noninterest income | 368,000 | 865,000 | 1,531,000 | 2,030,000 |
| Noninterest expense | 1,565,000 | 3,407,000 | 5,241,000 | 7,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 807,000 | 1,609,000 | 2,547,000 | 3,120,000 |
| Income tax | 0 | 2,000 | 3,000 | 5,000 |
| Net income | 807,000 | 1,607,000 | 2,544,000 | 3,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,962,000 | 21,587,000 | 22,258,000 | 21,900,000 |
| Total capital | 23,888,000 | 23,607,000 | 24,329,000 | 24,005,000 |
| Risk-weighted assets | 153,546,000 | 161,203,000 | 165,342,000 | 168,047,000 |