Call reports 2022
SECURITY BANK USA — 2022
What SECURITY BANK USA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 213,595,000 | 208,344,000 | 217,904,000 | 229,337,000 |
| Total loans | 126,309,000 | 132,114,000 | 142,630,000 | 147,051,000 |
| Allowance for loan losses | 2,316,000 | 2,391,000 | 2,460,000 | 2,485,000 |
| Securities available for sale | 13,435,000 | 13,049,000 | 20,399,000 | 43,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,721,000 | 186,476,000 | 194,900,000 | 204,826,000 |
| Interest-bearing deposits | 136,087,000 | 134,854,000 | 138,296,000 | 156,385,000 |
| Noninterest-bearing deposits | 52,634,000 | 51,622,000 | 56,604,000 | 48,441,000 |
| Equity capital | 18,192,000 | 17,943,000 | 18,039,000 | 19,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 3,889,000 | 6,121,000 | 8,773,000 |
| Interest expense | 173,000 | 352,000 | 499,000 | 872,000 |
| Net interest income | 1,794,000 | 3,537,000 | 5,622,000 | 7,901,000 |
| Noninterest income | 629,000 | 1,131,000 | 1,728,000 | 2,175,000 |
| Noninterest expense | 1,568,000 | 3,283,000 | 4,906,000 | 6,756,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 250,000 |
| Pretax income | 780,000 | 1,235,000 | 2,219,000 | 3,070,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 779,000 | 1,235,000 | 2,219,000 | 3,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,209,000 | 19,569,000 | 20,466,000 | 21,205,000 |
| Total capital | — | 21,312,000 | 22,390,000 | 23,088,000 |
| Risk-weighted assets | — | 138,811,000 | 153,433,000 | 150,044,000 |