Call reports 2021
SECURITY BANK USA — 2021
What SECURITY BANK USA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 195,472,000 | 196,405,000 | 219,986,000 | 217,192,000 |
| Total loans | 129,712,000 | 134,641,000 | 133,377,000 | 130,930,000 |
| Allowance for loan losses | 2,010,000 | 2,086,000 | 2,162,000 | 2,237,000 |
| Securities available for sale | 14,882,000 | 14,718,000 | 14,436,000 | 13,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,276,000 | 173,005,000 | 194,075,000 | 191,136,000 |
| Interest-bearing deposits | 128,558,000 | 126,965,000 | 141,763,000 | 138,295,000 |
| Noninterest-bearing deposits | 43,718,000 | 46,040,000 | 52,312,000 | 52,841,000 |
| Equity capital | 17,872,000 | 18,059,000 | 18,568,000 | 18,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 3,972,000 | 6,172,000 | 8,086,000 |
| Interest expense | 202,000 | 393,000 | 575,000 | 757,000 |
| Net interest income | 1,811,000 | 3,579,000 | 5,597,000 | 7,329,000 |
| Noninterest income | 899,000 | 1,680,000 | 2,428,000 | 3,090,000 |
| Noninterest expense | 1,571,000 | 3,109,000 | 4,880,000 | 6,541,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,064,000 | 2,000,000 | 2,920,000 | 3,578,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 1,063,000 | 1,998,000 | 2,917,000 | 3,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,851,000 | 17,983,000 | 18,538,000 | 18,860,000 |