Call reports 2019
SECURITY BANK USA — 2019
What SECURITY BANK USA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 159,313,000 | 151,061,000 | 161,047,000 | 156,443,000 |
| Total loans | 121,532,000 | 125,312,000 | 125,172,000 | 123,292,000 |
| Allowance for loan losses | 1,643,000 | 1,710,000 | 1,764,000 | 1,786,000 |
| Securities available for sale | 8,791,000 | 8,816,000 | 8,809,000 | 8,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,216,000 | 123,953,000 | 128,937,000 | 125,522,000 |
| Interest-bearing deposits | 102,142,000 | 99,286,000 | 99,895,000 | 100,367,000 |
| Noninterest-bearing deposits | 32,074,000 | 24,667,000 | 29,042,000 | 25,155,000 |
| Equity capital | 13,961,000 | 14,162,000 | 14,591,000 | 15,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,835,000 | 3,808,000 | 5,758,000 | 7,734,000 |
| Interest expense | 282,000 | 593,000 | 899,000 | 1,211,000 |
| Net interest income | 1,553,000 | 3,215,000 | 4,859,000 | 6,523,000 |
| Noninterest income | 335,000 | 800,000 | 1,325,000 | 1,856,000 |
| Noninterest expense | 1,311,000 | 2,602,000 | 3,932,000 | 5,412,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 532,000 | 1,323,000 | 2,117,000 | 2,787,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 531,000 | 1,321,000 | 2,114,000 | 2,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,979,000 | 14,163,000 | 14,589,000 | 15,258,000 |
| Total capital | 15,393,000 | 15,626,000 | 16,046,000 | 16,680,000 |
| Risk-weighted assets | 112,944,000 | 116,820,000 | 116,274,000 | 113,414,000 |