Call reports 2018
SECURITY BANK USA — 2018
What SECURITY BANK USA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 147,007,000 | 140,244,000 | 148,937,000 | 146,745,000 |
| Total loans | 113,203,000 | 117,082,000 | 121,011,000 | 123,121,000 |
| Allowance for loan losses | 1,339,000 | 1,421,000 | 1,488,000 | 1,578,000 |
| Securities available for sale | 11,910,000 | 11,922,000 | 8,929,000 | 8,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,496,000 | 115,824,000 | 126,243,000 | 121,921,000 |
| Interest-bearing deposits | 97,556,000 | 92,494,000 | 98,443,000 | 98,368,000 |
| Noninterest-bearing deposits | 22,940,000 | 23,330,000 | 27,800,000 | 23,553,000 |
| Equity capital | 13,171,000 | 13,451,000 | 13,973,000 | 14,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,647,000 | 3,366,000 | 5,254,000 | 7,102,000 |
| Interest expense | 180,000 | 371,000 | 573,000 | 814,000 |
| Net interest income | 1,467,000 | 2,995,000 | 4,681,000 | 6,288,000 |
| Noninterest income | 311,000 | 726,000 | 1,121,000 | 1,497,000 |
| Noninterest expense | 1,208,000 | 2,440,000 | 3,685,000 | 5,014,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 495,000 | 1,131,000 | 1,892,000 | 2,471,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 494,000 | 1,129,000 | 1,889,000 | 2,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,262,000 | 13,528,000 | 14,040,000 | 14,128,000 |
| Total capital | 14,601,000 | 14,910,000 | 15,466,000 | 15,573,000 |
| Risk-weighted assets | 107,169,000 | 110,535,000 | 114,059,000 | 115,479,000 |