Call reports 2017
SECURITY BANK USA — 2017
What SECURITY BANK USA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,193,000 | 135,224,000 | 139,029,000 | 141,730,000 |
| Total loans | 112,136,000 | 113,581,000 | 115,557,000 | 116,096,000 |
| Allowance for loan losses | 1,401,000 | 1,609,000 | 1,571,000 | 1,260,000 |
| Securities available for sale | 11,154,000 | 11,152,000 | 11,141,000 | 9,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,088,000 | 113,551,000 | 117,425,000 | 118,574,000 |
| Interest-bearing deposits | 94,717,000 | 90,719,000 | 92,546,000 | 95,834,000 |
| Noninterest-bearing deposits | 21,371,000 | 22,832,000 | 24,879,000 | 22,740,000 |
| Equity capital | 12,656,000 | 12,801,000 | 13,165,000 | 13,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,109,000 | 4,773,000 | 6,441,000 |
| Interest expense | 158,000 | 317,000 | 482,000 | 658,000 |
| Net interest income | 1,362,000 | 2,792,000 | 4,291,000 | 5,783,000 |
| Noninterest income | 349,000 | 703,000 | 1,151,000 | 1,541,000 |
| Noninterest expense | 1,042,000 | 2,173,000 | 3,426,000 | 4,845,000 |
| Provision for loan losses | 75,000 | 311,000 | 386,000 | 461,000 |
| Pretax income | 594,000 | 1,011,000 | 1,630,000 | 2,018,000 |
| Income tax | 0 | 0 | 3,000 | 4,000 |
| Net income | 594,000 | 1,011,000 | 1,627,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,690,000 | 12,829,000 | 13,198,000 | 13,438,000 |
| Total capital | 13,993,000 | 14,152,000 | 14,538,000 | 14,698,000 |
| Risk-weighted assets | 104,164,000 | 105,586,000 | 106,953,000 | 108,553,000 |