Call reports 2016
SECURITY BANK USA — 2016
What SECURITY BANK USA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 133,125,000 | 133,493,000 | 140,440,000 | 136,565,000 |
| Total loans | 110,362,000 | 115,205,000 | 114,170,000 | 112,131,000 |
| Allowance for loan losses | 1,362,000 | 1,324,000 | 1,349,000 | 1,333,000 |
| Securities available for sale | 8,737,000 | 8,740,000 | 7,718,000 | 9,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,609,000 | 116,496,000 | 123,109,000 | 117,377,000 |
| Interest-bearing deposits | 93,408,000 | 94,118,000 | 98,388,000 | 97,088,000 |
| Noninterest-bearing deposits | 22,201,000 | 22,378,000 | 24,721,000 | 20,289,000 |
| Equity capital | 12,608,000 | 12,600,000 | 13,090,000 | 12,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,076,000 | 4,724,000 | 6,268,000 |
| Interest expense | 131,000 | 261,000 | 406,000 | 556,000 |
| Net interest income | 1,376,000 | 2,815,000 | 4,318,000 | 5,712,000 |
| Noninterest income | 296,000 | 653,000 | 1,092,000 | 1,551,000 |
| Noninterest expense | 1,004,000 | 2,050,000 | 3,093,000 | 4,428,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 1,459,000 |
| Pretax income | 638,000 | 1,358,000 | 2,227,000 | 1,376,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 6,000 |
| Net income | 637,000 | 1,356,000 | 2,223,000 | 1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,595,000 | 12,575,000 | 13,088,000 | 12,236,000 |
| Total capital | 13,947,000 | 13,899,000 | 14,437,000 | 13,569,000 |
| Risk-weighted assets | 108,152,000 | 111,569,000 | 110,238,000 | 107,814,000 |