Call reports 2014
SECURITY BANK USA — 2014
What SECURITY BANK USA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 126,598,000 | 125,501,000 | 126,303,000 | 125,599,000 |
| Total loans | 87,441,000 | 91,528,000 | 97,747,000 | 105,279,000 |
| Allowance for loan losses | 1,248,000 | 1,258,000 | 1,256,000 | 1,243,000 |
| Securities available for sale | 11,549,000 | 11,563,000 | 11,550,000 | 11,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,125,000 | 105,496,000 | 106,829,000 | 105,942,000 |
| Interest-bearing deposits | 83,421,000 | 81,078,000 | 83,314,000 | 84,700,000 |
| Noninterest-bearing deposits | 25,704,000 | 24,418,000 | 23,515,000 | 21,242,000 |
| Equity capital | 11,035,000 | 11,324,000 | 11,818,000 | 11,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,456,000 | 3,817,000 | 5,251,000 |
| Interest expense | 134,000 | 267,000 | 401,000 | 536,000 |
| Net interest income | 1,051,000 | 2,189,000 | 3,416,000 | 4,715,000 |
| Noninterest income | 201,000 | 443,000 | 911,000 | 1,324,000 |
| Noninterest expense | 854,000 | 1,741,000 | 2,785,000 | 4,013,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 398,000 | 891,000 | 1,542,000 | 2,028,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 397,000 | 890,000 | 1,540,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,031,000 | 11,295,000 | 11,792,000 | 11,978,000 |
| Total capital | 12,165,000 | 12,471,000 | 13,025,000 | 13,221,000 |
| Risk-weighted assets | 97,781,000 | 101,176,000 | 106,702,000 | 112,534,000 |