Call reports 2013
SECURITY BANK USA — 2013
What SECURITY BANK USA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,656,000 | 105,693,000 | 111,151,000 | 123,430,000 |
| Total loans | 84,150,000 | 86,094,000 | 83,127,000 | 84,950,000 |
| Allowance for loan losses | 1,437,000 | 1,336,000 | 1,287,000 | 1,244,000 |
| Securities available for sale | 5,716,000 | 7,097,000 | 7,553,000 | 12,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,146,000 | 92,662,000 | 97,919,000 | 107,466,000 |
| Interest-bearing deposits | 79,320,000 | 76,909,000 | 78,334,000 | 80,177,000 |
| Noninterest-bearing deposits | 13,826,000 | 15,753,000 | 19,585,000 | 27,289,000 |
| Equity capital | 10,830,000 | 10,746,000 | 11,087,000 | 11,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,345,000 | 3,568,000 | 4,907,000 |
| Interest expense | 155,000 | 300,000 | 440,000 | 577,000 |
| Net interest income | 1,010,000 | 2,045,000 | 3,128,000 | 4,330,000 |
| Noninterest income | 372,000 | 678,000 | 979,000 | 1,261,000 |
| Noninterest expense | 880,000 | 1,833,000 | 2,726,000 | 3,972,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 442,000 | 770,000 | 1,261,000 | 1,499,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 441,000 | 769,000 | 1,259,000 | 1,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,724,000 | 10,768,000 | 11,077,000 | 11,214,000 |
| Total capital | 11,786,000 | 11,872,000 | 12,134,000 | 12,315,000 |
| Risk-weighted assets | 91,702,000 | 95,623,000 | 91,562,000 | 95,383,000 |