Call reports 2012
SECURITY BANK USA — 2012
What SECURITY BANK USA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,728,000 | 105,206,000 | 110,918,000 | 109,380,000 |
| Total loans | 82,919,000 | 83,473,000 | 84,060,000 | 83,651,000 |
| Allowance for loan losses | 1,115,000 | 1,194,000 | 1,314,000 | 1,376,000 |
| Securities available for sale | 5,727,000 | 5,737,000 | 5,738,000 | 5,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,654,000 | 92,481,000 | 97,207,000 | 95,112,000 |
| Interest-bearing deposits | 84,312,000 | 78,596,000 | 81,358,000 | 78,837,000 |
| Noninterest-bearing deposits | 13,342,000 | 13,885,000 | 15,849,000 | 16,275,000 |
| Equity capital | 10,422,000 | 10,490,000 | 10,921,000 | 10,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,474,000 | 3,704,000 | 4,919,000 |
| Interest expense | 189,000 | 365,000 | 537,000 | 710,000 |
| Net interest income | 1,051,000 | 2,109,000 | 3,167,000 | 4,209,000 |
| Noninterest income | 360,000 | 660,000 | 1,136,000 | 1,615,000 |
| Noninterest expense | 815,000 | 1,652,000 | 2,493,000 | 3,853,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 476,000 | 877,000 | 1,450,000 | 1,491,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 475,000 | 876,000 | 1,448,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,322,000 | 10,373,000 | 10,793,000 | 10,681,000 |
| Total capital | 11,360,000 | 11,424,000 | 11,845,000 | 11,733,000 |
| Risk-weighted assets | 89,219,000 | 89,903,000 | 91,143,000 | 90,389,000 |