Call reports 2011
SECURITY BANK USA — 2011
What SECURITY BANK USA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 113,627,000 | 107,923,000 | 110,651,000 | 106,333,000 |
| Total loans | 84,079,000 | 85,442,000 | 84,364,000 | 85,005,000 |
| Allowance for loan losses | 1,137,000 | 1,233,000 | 1,295,000 | 1,008,000 |
| Securities available for sale | 4,654,000 | 3,683,000 | 3,680,000 | 5,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,743,000 | 95,076,000 | 98,132,000 | 92,673,000 |
| Interest-bearing deposits | 84,225,000 | 81,510,000 | 84,098,000 | 79,810,000 |
| Noninterest-bearing deposits | 14,518,000 | 13,566,000 | 14,034,000 | 12,863,000 |
| Equity capital | 9,693,000 | 10,015,000 | 10,306,000 | 10,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,502,000 | 3,759,000 | 5,033,000 |
| Interest expense | 215,000 | 426,000 | 631,000 | 825,000 |
| Net interest income | 992,000 | 2,076,000 | 3,128,000 | 4,208,000 |
| Noninterest income | 261,000 | 521,000 | 859,000 | 1,187,000 |
| Noninterest expense | 830,000 | 1,662,000 | 2,620,000 | 3,550,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 303,000 | 695,000 | 1,007,000 | 1,365,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 302,000 | 694,000 | 1,005,000 | 1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,627,000 | 9,997,000 | 10,280,000 | 10,102,000 |
| Total capital | 10,677,000 | 11,056,000 | 11,322,000 | 11,110,000 |
| Risk-weighted assets | 88,985,000 | 88,988,000 | 87,835,000 | 89,822,000 |