Call reports 2010
SECURITY BANK USA — 2010
What SECURITY BANK USA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 103,556,000 | 104,824,000 | 104,416,000 | 103,812,000 |
| Total loans | 86,272,000 | 87,793,000 | 86,404,000 | 86,267,000 |
| Allowance for loan losses | 1,273,000 | 1,051,000 | 1,082,000 | 1,146,000 |
| Securities available for sale | 162,000 | 161,000 | 160,000 | 158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,941,000 | 95,397,000 | 94,817,000 | 94,132,000 |
| Interest-bearing deposits | 82,564,000 | 80,173,000 | 81,482,000 | 81,781,000 |
| Noninterest-bearing deposits | 11,377,000 | 15,224,000 | 13,335,000 | 12,351,000 |
| Equity capital | 9,381,000 | 9,210,000 | 9,366,000 | 9,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,442,000 | 3,684,000 | 4,922,000 |
| Interest expense | 503,000 | 998,000 | 1,484,000 | 1,954,000 |
| Net interest income | 700,000 | 1,444,000 | 2,200,000 | 2,968,000 |
| Noninterest income | 236,000 | 534,000 | 891,000 | 1,382,000 |
| Noninterest expense | 833,000 | 1,708,000 | 2,543,000 | 3,483,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 653,000 |
| Pretax income | -17,000 | 30,000 | 188,000 | 214,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | -17,000 | 29,000 | 186,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,338,000 | 9,154,000 | 9,316,000 | 9,329,000 |
| Total capital | 10,409,000 | 10,205,000 | 10,389,000 | 10,387,000 |
| Risk-weighted assets | 91,123,000 | 92,182,000 | 90,982,000 | 89,682,000 |