Call reports 2009
SECURITY BANK USA — 2009
What SECURITY BANK USA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 99,587,000 | 103,011,000 | 99,415,000 | 102,040,000 |
| Total loans | 90,416,000 | 88,602,000 | 87,225,000 | 87,715,000 |
| Allowance for loan losses | 958,000 | 1,007,000 | 1,043,000 | 1,226,000 |
| Securities available for sale | 329,000 | 297,000 | 260,000 | 253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,439,000 | 93,154,000 | 89,350,000 | 92,270,000 |
| Interest-bearing deposits | 75,789,000 | 77,505,000 | 78,683,000 | 78,526,000 |
| Noninterest-bearing deposits | 10,650,000 | 15,649,000 | 10,667,000 | 13,744,000 |
| Equity capital | 9,290,000 | 9,511,000 | 9,716,000 | 9,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,655,000 | 3,955,000 | 5,232,000 |
| Interest expense | 556,000 | 1,094,000 | 1,624,000 | 2,137,000 |
| Net interest income | 781,000 | 1,561,000 | 2,331,000 | 3,095,000 |
| Noninterest income | 345,000 | 710,000 | 1,060,000 | 1,310,000 |
| Noninterest expense | 757,000 | 1,596,000 | 2,421,000 | 3,381,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 515,000 |
| Pretax income | 279,000 | 495,000 | 700,000 | 509,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 279,000 | 494,000 | 699,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,283,000 | 9,458,000 | 9,659,000 | 9,342,000 |
| Total capital | 10,241,000 | 10,465,000 | 10,702,000 | 10,422,000 |
| Risk-weighted assets | 91,718,000 | 90,708,000 | 89,807,000 | 91,967,000 |