Call reports 2007
SECURITY BANK USA — 2007
What SECURITY BANK USA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,799,000 | 90,584,000 | 94,767,000 | 95,043,000 |
| Total loans | 79,022,000 | 80,580,000 | 82,681,000 | 85,916,000 |
| Allowance for loan losses | 927,000 | 927,000 | 852,000 | 881,000 |
| Securities available for sale | 1,629,000 | 1,541,000 | 1,451,000 | 978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,004,000 | 81,785,000 | 85,553,000 | 81,362,000 |
| Interest-bearing deposits | 75,609,000 | 71,349,000 | 74,739,000 | 69,641,000 |
| Noninterest-bearing deposits | 10,395,000 | 10,436,000 | 10,814,000 | 11,721,000 |
| Equity capital | 8,123,000 | 8,088,000 | 8,459,000 | 8,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,559,000 | 5,385,000 | 7,133,000 |
| Interest expense | 722,000 | 1,437,000 | 2,171,000 | 2,892,000 |
| Net interest income | 1,044,000 | 2,122,000 | 3,214,000 | 4,241,000 |
| Noninterest income | 185,000 | 400,000 | 603,000 | 916,000 |
| Noninterest expense | 691,000 | 1,388,000 | 2,071,000 | 2,889,000 |
| Provision for loan losses | 30,000 | 30,000 | 60,000 | 340,000 |
| Pretax income | 508,000 | 1,104,000 | 1,686,000 | 1,928,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 2,000 |
| Net income | 507,000 | 1,103,000 | 1,685,000 | 1,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,148,000 | 8,111,000 | 8,472,000 | 8,713,000 |
| Total capital | 9,075,000 | 9,038,000 | 9,324,000 | 9,594,000 |
| Risk-weighted assets | 79,378,000 | 80,645,000 | 83,804,000 | 86,833,000 |