Call reports 2006
SECURITY BANK USA — 2006
What SECURITY BANK USA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 87,901,000 | 85,353,000 | 90,322,000 | 93,799,000 |
| Total loans | 76,707,000 | 77,886,000 | 80,398,000 | 80,342,000 |
| Allowance for loan losses | 810,000 | 840,000 | 871,000 | 881,000 |
| Securities available for sale | 1,871,000 | 1,753,000 | 1,748,000 | 1,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,699,000 | 77,197,000 | 81,641,000 | 84,784,000 |
| Interest-bearing deposits | 70,292,000 | 67,092,000 | 70,182,000 | 73,806,000 |
| Noninterest-bearing deposits | 9,407,000 | 10,105,000 | 11,459,000 | 10,978,000 |
| Equity capital | 7,504,000 | 7,495,000 | 7,968,000 | 8,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,212,000 | 4,974,000 | 6,734,000 |
| Interest expense | 573,000 | 1,187,000 | 1,840,000 | 2,565,000 |
| Net interest income | 975,000 | 2,025,000 | 3,134,000 | 4,169,000 |
| Noninterest income | 203,000 | 436,000 | 686,000 | 925,000 |
| Noninterest expense | 643,000 | 1,304,000 | 1,979,000 | 2,779,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 505,000 | 1,097,000 | 1,751,000 | 2,195,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 505,000 | 1,096,000 | 1,749,000 | 2,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,549,000 | 7,544,000 | 8,003,000 | 8,237,000 |
| Total capital | 8,360,000 | 8,384,000 | 8,874,000 | 9,118,000 |
| Risk-weighted assets | 77,957,000 | 78,373,000 | 81,581,000 | 80,669,000 |