Call reports 2003
SECURITY BANK USA — 2003
What SECURITY BANK USA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 76,207,000 | 75,333,000 | 82,408,000 | 77,893,000 |
| Total loans | 58,060,000 | 59,921,000 | 61,652,000 | 66,468,000 |
| Allowance for loan losses | 614,000 | 517,000 | 528,000 | 473,000 |
| Securities available for sale | 7,904,000 | 7,066,000 | 6,332,000 | 5,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,829,000 | 67,828,000 | 75,163,000 | 67,897,000 |
| Interest-bearing deposits | 61,539,000 | 59,727,000 | 65,304,000 | 58,391,000 |
| Noninterest-bearing deposits | 7,290,000 | 8,101,000 | 9,859,000 | 9,506,000 |
| Equity capital | 6,392,000 | 6,533,000 | 6,332,000 | 6,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,054,000 | 3,145,000 | 4,209,000 |
| Interest expense | 422,000 | 830,000 | 1,221,000 | 1,599,000 |
| Net interest income | 619,000 | 1,224,000 | 1,924,000 | 2,610,000 |
| Noninterest income | 253,000 | 583,000 | 785,000 | 990,000 |
| Noninterest expense | 624,000 | 1,219,000 | 1,835,000 | 2,512,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 203,000 | 498,000 | 739,000 | 908,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 203,000 | 497,000 | 738,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,306,000 | 6,481,000 | 6,332,000 | 6,500,000 |
| Total capital | 6,920,000 | 6,998,000 | 6,860,000 | 6,973,000 |
| Risk-weighted assets | 61,552,000 | 62,121,000 | 65,283,000 | 67,861,000 |