Call reports 2002
SECURITY BANK USA — 2002
What SECURITY BANK USA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,200,000 | 70,126,000 | 73,742,000 | 76,679,000 |
| Total loans | 56,390,000 | 58,195,000 | 59,551,000 | 61,853,000 |
| Allowance for loan losses | 586,000 | 604,000 | 643,000 | 569,000 |
| Securities available for sale | 4,045,000 | 4,940,000 | 3,067,000 | 3,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,492,000 | 63,417,000 | 66,784,000 | 69,465,000 |
| Interest-bearing deposits | 58,030,000 | 56,164,000 | 58,467,000 | 59,915,000 |
| Noninterest-bearing deposits | 6,462,000 | 7,253,000 | 8,317,000 | 9,550,000 |
| Equity capital | 5,685,000 | 5,748,000 | 5,914,000 | 6,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,193,000 | 3,314,000 | 4,451,000 |
| Interest expense | 476,000 | 938,000 | 1,381,000 | 1,833,000 |
| Net interest income | 634,000 | 1,255,000 | 1,933,000 | 2,618,000 |
| Noninterest income | 185,000 | 440,000 | 648,000 | 948,000 |
| Noninterest expense | 601,000 | 1,181,000 | 1,763,000 | 2,386,000 |
| Provision for loan losses | 45,000 | 60,000 | 105,000 | 150,000 |
| Pretax income | 173,000 | 454,000 | 713,000 | 1,030,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 173,000 | 454,000 | 712,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,611,000 | 5,649,000 | 5,804,000 | 6,103,000 |
| Total capital | 6,197,000 | 6,253,000 | 6,447,000 | 6,672,000 |
| Risk-weighted assets | 56,172,000 | 60,892,000 | 62,467,000 | 63,513,000 |