Call reports 2001
SECURITY BANK USA — 2001
What SECURITY BANK USA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,401,000 | 73,080,000 | 74,501,000 | 71,637,000 |
| Total loans | 59,658,000 | 63,278,000 | 61,893,000 | 59,133,000 |
| Allowance for loan losses | 436,000 | 464,000 | 509,000 | 537,000 |
| Securities available for sale | 3,302,000 | 3,145,000 | 3,025,000 | 2,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,753,000 | 66,371,000 | 67,595,000 | 64,765,000 |
| Interest-bearing deposits | 55,114,000 | 60,360,000 | 59,890,000 | 56,535,000 |
| Noninterest-bearing deposits | 8,639,000 | 6,011,000 | 7,705,000 | 8,230,000 |
| Equity capital | 5,389,000 | 5,501,000 | 5,797,000 | 5,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 2,992,000 | 4,375,000 | 5,620,000 |
| Interest expense | 775,000 | 1,430,000 | 2,047,000 | 2,571,000 |
| Net interest income | 800,000 | 1,562,000 | 2,328,000 | 3,049,000 |
| Noninterest income | 154,000 | 400,000 | 591,000 | 837,000 |
| Noninterest expense | 607,000 | 1,191,000 | 1,807,000 | 2,477,000 |
| Provision for loan losses | 30,000 | 338,000 | 383,000 | 428,000 |
| Pretax income | 317,000 | 433,000 | 729,000 | 981,000 |
| Income tax | 32,000 | 43,000 | -74,000 | -72,000 |
| Net income | 285,000 | 390,000 | 803,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,321,000 | 5,411,000 | 5,684,000 | 5,763,000 |
| Total capital | 5,757,000 | 5,875,000 | 6,193,000 | 6,300,000 |
| Risk-weighted assets | 58,404,000 | 61,193,000 | 60,529,000 | 57,223,000 |