Call reports 2024
PATHWARD, NATIONAL ASSOCIATION — 2024
What PATHWARD, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 7,435,089,000 | 7,527,713,000 | 7,542,498,000 | 7,597,956,000 |
| Total loans | 4,435,331,000 | 4,641,932,000 | 4,764,066,000 | 4,635,329,000 |
| Allowance for loan losses | 80,777,000 | 79,836,000 | 45,336,000 | 74,337,000 |
| Securities available for sale | 1,779,459,000 | 1,725,460,000 | 1,741,221,000 | 1,480,090,000 |
| Securities held to maturity | 34,682,000 | 34,026,000 | 33,092,000 | 32,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,374,764,000 | 6,434,874,000 | 5,877,005,000 | 6,522,650,000 |
| Interest-bearing deposits | 356,322,000 | 274,911,000 | 257,988,000 | 235,008,000 |
| Noninterest-bearing deposits | 6,018,442,000 | 6,159,963,000 | 5,619,017,000 | 6,287,642,000 |
| Equity capital | 766,330,000 | 795,471,000 | 866,120,000 | 790,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 129,735,000 | 246,183,000 | 367,467,000 | 529,640,000 |
| Interest expense | 7,794,000 | 10,214,000 | 13,378,000 | 15,824,000 |
| Net interest income | 121,941,000 | 235,969,000 | 354,089,000 | 513,816,000 |
| Noninterest income | 128,789,000 | 194,586,000 | 246,006,000 | 318,805,000 |
| Noninterest expense | 143,041,000 | 267,077,000 | 398,017,000 | 531,095,000 |
| Provision for loan losses | 25,905,000 | 31,546,000 | 32,672,000 | 69,087,000 |
| Pretax income | 81,617,000 | 131,517,000 | 169,342,000 | 216,832,000 |
| Income tax | 15,246,000 | 20,369,000 | 24,569,000 | 33,698,000 |
| Net income | 66,123,000 | 110,687,000 | 143,738,000 | 181,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 641,240,000 | 676,709,000 | 692,415,000 | 661,684,000 |
| Total capital | 703,929,000 | 741,859,000 | 737,101,000 | 726,519,000 |
| Risk-weighted assets | 4,997,622,000 | 5,197,691,000 | 5,277,630,000 | 5,178,607,000 |