Call reports 2021
PATHWARD, NATIONAL ASSOCIATION — 2021
What PATHWARD, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 9,792,987,000 | 7,054,979,000 | 6,691,276,000 | 7,609,302,000 |
| Total loans | 3,725,166,000 | 3,584,576,000 | 3,665,757,000 | 3,721,565,000 |
| Allowance for loan losses | 98,892,000 | 91,208,000 | 68,281,000 | 77,843,000 |
| Securities available for sale | 1,480,779,000 | 1,917,605,000 | 1,864,899,000 | 1,782,739,000 |
| Securities held to maturity | 72,112,000 | 64,247,000 | 56,669,000 | 50,994,000 |
| Trading assets | 2,163,000 | 2,188,000 | 1,843,000 | 0 |
| Total deposits | 8,645,021,000 | 5,891,846,000 | 5,518,305,000 | 6,529,453,000 |
| Interest-bearing deposits | 714,178,000 | 503,303,000 | 496,739,000 | 255,934,000 |
| Noninterest-bearing deposits | 7,930,842,000 | 5,388,543,000 | 5,021,567,000 | 6,273,519,000 |
| Equity capital | 922,478,000 | 964,760,000 | 955,428,000 | 908,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 77,332,000 | 149,119,000 | 223,263,000 | 301,887,000 |
| Interest expense | 573,000 | 832,000 | 1,057,000 | 1,245,000 |
| Net interest income | 76,759,000 | 148,287,000 | 222,206,000 | 300,642,000 |
| Noninterest income | 113,482,000 | 175,756,000 | 228,485,000 | 316,878,000 |
| Noninterest expense | 97,327,000 | 180,352,000 | 275,722,000 | 362,970,000 |
| Provision for loan losses | 30,199,000 | 34,849,000 | 43,675,000 | 44,289,000 |
| Pretax income | 62,596,000 | 108,767,000 | 127,868,000 | 204,953,000 |
| Income tax | 1,133,000 | 4,277,000 | 6,773,000 | 20,903,000 |
| Net income | 60,620,000 | 102,489,000 | 118,279,000 | 181,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 563,462,000 | 610,822,000 | 599,882,000 | 562,189,000 |
| Total capital | 616,466,000 | 662,178,000 | 653,049,000 | 617,388,000 |
| Risk-weighted assets | 4,204,094,000 | 4,081,838,000 | 4,245,723,000 | 4,402,644,000 |