Call reports 2017
PATHWARD, NATIONAL ASSOCIATION — 2017
What PATHWARD, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,974,520,000 | 4,006,890,000 | 5,215,589,000 | 5,405,278,000 |
| Total loans | 1,151,192,000 | 1,224,360,000 | 1,325,370,000 | 1,509,141,000 |
| Allowance for loan losses | 14,602,000 | 14,968,000 | 7,534,000 | 8,861,000 |
| Securities available for sale | 1,827,273,000 | 1,808,108,000 | 1,693,431,000 | 1,992,352,000 |
| Securities held to maturity | 596,494,000 | 581,818,000 | 563,219,000 | 243,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,878,903,000 | 3,158,441,000 | 3,225,657,000 | 3,517,967,000 |
| Interest-bearing deposits | 235,064,000 | 671,546,000 | 769,366,000 | 734,000,000 |
| Noninterest-bearing deposits | 2,643,838,000 | 2,486,895,000 | 2,456,291,000 | 2,783,966,000 |
| Equity capital | 500,080,000 | 518,080,000 | 521,020,000 | 523,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 28,434,000 | 58,135,000 | 88,061,000 | 119,853,000 |
| Interest expense | 2,515,000 | 5,192,000 | 8,408,000 | 11,824,000 |
| Net interest income | 25,919,000 | 52,943,000 | 79,653,000 | 108,029,000 |
| Noninterest income | 92,314,000 | 123,086,000 | 152,082,000 | 182,358,000 |
| Noninterest expense | 67,545,000 | 110,515,000 | 165,119,000 | 209,987,000 |
| Provision for loan losses | 8,648,000 | 9,889,000 | 9,745,000 | 10,813,000 |
| Pretax income | 41,896,000 | 55,529,000 | 57,612,000 | 69,319,000 |
| Income tax | 8,399,000 | 10,916,000 | 11,826,000 | 17,510,000 |
| Net income | 33,497,000 | 44,613,000 | 45,786,000 | 51,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 348,959,000 | 361,697,000 | 373,285,000 | 381,757,000 |
| Total capital | 363,817,000 | 376,900,000 | 381,003,000 | 390,815,000 |
| Risk-weighted assets | 1,841,020,000 | 1,949,102,000 | 2,049,301,000 | 2,294,633,000 |