Call reports 2013
PATHWARD, NATIONAL ASSOCIATION — 2013
What PATHWARD, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,738,004,000 | 1,657,305,000 | 1,689,300,000 | 1,804,174,000 |
| Total loans | 334,633,000 | 342,832,000 | 384,358,000 | 406,736,000 |
| Allowance for loan losses | 3,706,000 | 3,670,000 | 3,930,000 | 4,258,000 |
| Securities available for sale | 1,237,347,000 | 910,998,000 | 881,193,000 | 970,329,000 |
| Securities held to maturity | 0 | 287,810,000 | 288,026,000 | 293,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,558,475,000 | 1,416,582,000 | 1,324,310,000 | 1,389,390,000 |
| Interest-bearing deposits | 189,830,000 | 217,466,000 | 229,025,000 | 203,199,000 |
| Noninterest-bearing deposits | 1,368,645,000 | 1,199,116,000 | 1,095,285,000 | 1,186,191,000 |
| Equity capital | 150,111,000 | 135,895,000 | 142,199,000 | 142,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,718,000 | 19,542,000 | 29,345,000 | 40,508,000 |
| Interest expense | 697,000 | 1,247,000 | 1,775,000 | 2,309,000 |
| Net interest income | 9,021,000 | 18,295,000 | 27,570,000 | 38,199,000 |
| Noninterest income | 14,767,000 | 27,796,000 | 41,187,000 | 54,749,000 |
| Noninterest expense | 20,306,000 | 38,076,000 | 55,622,000 | 74,156,000 |
| Provision for loan losses | -300,000 | -300,000 | 0 | 0 |
| Pretax income | 4,104,000 | 9,162,000 | 14,027,000 | 19,683,000 |
| Income tax | 713,000 | 1,867,000 | 3,077,000 | 4,332,000 |
| Net income | 3,391,000 | 7,295,000 | 10,950,000 | 15,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,624,000 | 151,453,000 | 160,145,000 | 164,463,000 |
| Total capital | 151,330,000 | 155,123,000 | 164,075,000 | 168,721,000 |
| Risk-weighted assets | 668,699,000 | 685,079,000 | 713,635,000 | 738,185,000 |