Call reports 2014
KENNEY BANK AND TRUST — 2014
What KENNEY BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 34,504,000 | 32,332,000 | 25,377,000 | 23,189,000 |
| Total loans | 16,885,000 | 12,912,000 | 9,462,000 | 8,026,000 |
| Allowance for loan losses | 408,000 | 326,000 | 21,000 | 21,000 |
| Securities available for sale | 300,000 | 285,000 | 285,000 | 285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,302,000 | 21,605,000 | 15,424,000 | 15,382,000 |
| Interest-bearing deposits | 11,318,000 | 9,499,000 | 11,495,000 | 6,578,000 |
| Noninterest-bearing deposits | 11,984,000 | 12,106,000 | 3,929,000 | 8,804,000 |
| Equity capital | 8,972,000 | 8,434,000 | 7,425,000 | 7,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 363,000 | 514,000 | 636,000 |
| Interest expense | 17,000 | 29,000 | 40,000 | 51,000 |
| Net interest income | 189,000 | 334,000 | 474,000 | 585,000 |
| Noninterest income | 213,000 | 434,000 | 527,000 | 601,000 |
| Noninterest expense | 399,000 | 1,301,000 | 1,874,000 | 2,154,000 |
| Provision for loan losses | 0 | -12,000 | 657,000 | 657,000 |
| Pretax income | 8,000 | -531,000 | -1,540,000 | -1,635,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 7,000 | -531,000 | -1,540,000 | -1,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,539,000 | 8,452,000 | 7,113,000 | 7,347,000 |
| Total capital | 8,740,000 | 8,605,000 | 7,134,000 | 7,368,000 |
| Risk-weighted assets | 15,884,000 | 12,101,000 | 9,465,000 | 7,206,000 |