Call reports 2013
KENNEY BANK AND TRUST — 2013
What KENNEY BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 59,955,000 | 51,235,000 | 58,843,000 | 46,070,000 |
| Total loans | 19,248,000 | 19,294,000 | 18,541,000 | 17,646,000 |
| Allowance for loan losses | 447,000 | 454,000 | 454,000 | 408,000 |
| Securities available for sale | 937,000 | 2,150,000 | 1,443,000 | 927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,651,000 | 39,976,000 | 49,551,000 | 36,758,000 |
| Interest-bearing deposits | 20,908,000 | 19,196,000 | 18,344,000 | 17,035,000 |
| Noninterest-bearing deposits | 29,743,000 | 20,780,000 | 31,207,000 | 19,723,000 |
| Equity capital | 8,943,000 | 8,951,000 | 8,968,000 | 8,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 532,000 | 783,000 | 1,003,000 |
| Interest expense | 31,000 | 57,000 | 83,000 | 105,000 |
| Net interest income | 231,000 | 475,000 | 700,000 | 898,000 |
| Noninterest income | 275,000 | 576,000 | 837,000 | 1,075,000 |
| Noninterest expense | 519,000 | 1,021,000 | 1,504,000 | 1,943,000 |
| Provision for loan losses | 1,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | -14,000 | 20,000 | 23,000 | 11,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | -14,000 | 16,000 | 19,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,509,000 | 8,526,000 | 8,535,000 | 8,531,000 |
| Total capital | 8,740,000 | 8,774,000 | 8,768,000 | 8,748,000 |
| Risk-weighted assets | 18,302,000 | 19,874,000 | 18,452,000 | 17,172,000 |