Call reports 2012
KENNEY BANK AND TRUST — 2012
What KENNEY BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,072,000 | 70,575,000 | 54,342,000 | 81,812,000 |
| Total loans | 17,907,000 | 19,141,000 | 18,924,000 | 18,974,000 |
| Allowance for loan losses | 436,000 | 457,000 | 456,000 | 457,000 |
| Securities available for sale | 645,000 | 938,000 | 945,000 | 941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,377,000 | 59,135,000 | 44,795,000 | 72,502,000 |
| Interest-bearing deposits | 24,266,000 | 24,215,000 | 22,269,000 | 22,092,000 |
| Noninterest-bearing deposits | 31,111,000 | 34,920,000 | 22,526,000 | 50,410,000 |
| Equity capital | 8,945,000 | 8,947,000 | 8,956,000 | 8,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 592,000 | 861,000 | 1,137,000 |
| Interest expense | 30,000 | 62,000 | 96,000 | 128,000 |
| Net interest income | 265,000 | 530,000 | 765,000 | 1,009,000 |
| Noninterest income | 501,000 | 786,000 | 995,000 | 1,261,000 |
| Noninterest expense | 620,000 | 1,121,000 | 1,558,000 | 2,081,000 |
| Provision for loan losses | 10,000 | 30,000 | 60,000 | 60,000 |
| Pretax income | 136,000 | 165,000 | 142,000 | 129,000 |
| Income tax | 54,000 | 65,000 | 51,000 | 40,000 |
| Net income | 82,000 | 100,000 | 91,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,507,000 | 8,521,000 | 8,518,000 | 8,520,000 |
| Total capital | 8,733,000 | 8,774,000 | 8,758,000 | 8,757,000 |
| Risk-weighted assets | 17,898,000 | 20,026,000 | 19,009,000 | 18,670,000 |