Call reports 2011
KENNEY BANK AND TRUST — 2011
What KENNEY BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,922,000 | 69,057,000 | 75,590,000 | 80,865,000 |
| Total loans | 18,186,000 | 17,609,000 | 18,076,000 | 19,766,000 |
| Allowance for loan losses | 558,000 | 587,000 | 607,000 | 637,000 |
| Securities available for sale | 300,000 | 300,000 | 300,000 | 300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,847,000 | 59,694,000 | 66,362,000 | 71,552,000 |
| Interest-bearing deposits | 6,594,000 | 5,219,000 | 19,795,000 | 18,405,000 |
| Noninterest-bearing deposits | 56,253,000 | 54,475,000 | 46,567,000 | 53,147,000 |
| Equity capital | 8,773,000 | 8,823,000 | 8,838,000 | 8,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 620,000 | 924,000 | 1,240,000 |
| Interest expense | 15,000 | 29,000 | 50,000 | 76,000 |
| Net interest income | 282,000 | 591,000 | 874,000 | 1,164,000 |
| Noninterest income | 730,000 | 1,125,000 | 1,406,000 | 1,656,000 |
| Noninterest expense | 672,000 | 1,268,000 | 1,781,000 | 2,249,000 |
| Provision for loan losses | 194,000 | 223,000 | 244,000 | 274,000 |
| Pretax income | 146,000 | 225,000 | 255,000 | 297,000 |
| Income tax | 51,000 | 80,000 | 95,000 | 111,000 |
| Net income | 95,000 | 145,000 | 160,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,330,000 | 8,374,000 | 8,399,000 | 8,426,000 |
| Total capital | 8,692,000 | 8,628,000 | 8,632,000 | 8,673,000 |
| Risk-weighted assets | 28,760,000 | 20,016,000 | 18,083,000 | 19,335,000 |