Call reports 2007
KENNEY BANK AND TRUST — 2007
What KENNEY BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,869,000 | 64,211,000 | 34,383,000 | 48,674,000 |
| Total loans | 14,687,000 | 15,520,000 | 20,431,000 | 25,742,000 |
| Allowance for loan losses | 93,000 | 109,000 | 137,000 | 274,000 |
| Securities available for sale | 700,000 | 840,000 | 391,000 | 591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,545,000 | 55,836,000 | 25,793,000 | 39,740,000 |
| Interest-bearing deposits | 2,934,000 | 3,477,000 | 3,187,000 | 2,951,000 |
| Noninterest-bearing deposits | 31,611,000 | 52,358,000 | 22,607,000 | 36,789,000 |
| Equity capital | 7,881,000 | 7,970,000 | 8,059,000 | 7,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 772,000 | 1,312,000 | 1,893,000 |
| Interest expense | 23,000 | 42,000 | 64,000 | 85,000 |
| Net interest income | 305,000 | 730,000 | 1,248,000 | 1,808,000 |
| Noninterest income | 444,000 | 958,000 | 1,431,000 | 1,894,000 |
| Noninterest expense | 662,000 | 1,440,000 | 2,235,000 | 3,093,000 |
| Provision for loan losses | 24,000 | 39,000 | 69,000 | 207,000 |
| Pretax income | 63,000 | 209,000 | 375,000 | 402,000 |
| Income tax | 25,000 | 83,000 | 150,000 | 161,000 |
| Net income | 38,000 | 126,000 | 225,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,393,000 | 7,487,000 | 7,589,000 | 7,504,000 |
| Total capital | 7,486,000 | 7,596,000 | 7,726,000 | 7,777,000 |
| Risk-weighted assets | 21,844,000 | 26,569,000 | 35,764,000 | 38,951,000 |