Call reports 2006
KENNEY BANK AND TRUST — 2006
What KENNEY BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,874,000 | 18,494,000 | 27,502,000 | 39,085,000 |
| Total loans | 4,575,000 | 5,198,000 | 6,966,000 | 9,866,000 |
| Allowance for loan losses | 33,000 | 33,000 | 33,000 | 70,000 |
| Securities available for sale | 833,000 | 833,000 | 639,000 | 696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,311,000 | 10,424,000 | 19,342,000 | 30,920,000 |
| Interest-bearing deposits | 3,209,000 | 3,579,000 | 2,772,000 | 2,540,000 |
| Noninterest-bearing deposits | 5,102,000 | 6,845,000 | 16,570,000 | 28,381,000 |
| Equity capital | 7,619,000 | 7,669,000 | 7,818,000 | 7,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 368,000 | 605,000 | 876,000 |
| Interest expense | 22,000 | 41,000 | 60,000 | 78,000 |
| Net interest income | 145,000 | 327,000 | 545,000 | 798,000 |
| Noninterest income | 190,000 | 529,000 | 962,000 | 1,531,000 |
| Noninterest expense | 354,000 | 830,000 | 1,400,000 | 2,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 43,000 |
| Pretax income | -19,000 | 26,000 | 107,000 | 198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -19,000 | 26,000 | 107,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,098,000 | 7,150,000 | 7,302,000 | 7,396,000 |
| Total capital | 7,131,000 | 7,183,000 | 7,335,000 | 7,466,000 |
| Risk-weighted assets | 8,237,000 | 9,438,000 | 11,184,000 | 21,057,000 |