Call reports 2005
KENNEY BANK AND TRUST — 2005
What KENNEY BANK AND TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,930,000 | 5,344,000 | 12,369,000 | 13,683,000 |
| Total loans | 2,222,000 | 2,331,000 | 3,800,000 | 4,074,000 |
| Allowance for loan losses | 31,000 | 31,000 | 33,000 | 33,000 |
| Securities available for sale | 834,000 | 841,000 | 841,000 | 833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,243,000 | 4,676,000 | 5,249,000 | 5,888,000 |
| Interest-bearing deposits | 3,176,000 | 3,580,000 | 3,428,000 | 3,096,000 |
| Noninterest-bearing deposits | 1,067,000 | 1,096,000 | 1,822,000 | 2,792,000 |
| Equity capital | 674,000 | 628,000 | 6,955,000 | 7,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 41,000 | 94,000 | 174,000 | 313,000 |
| Interest expense | 6,000 | 12,000 | 20,000 | 30,000 |
| Net interest income | 35,000 | 82,000 | 154,000 | 283,000 |
| Noninterest income | 3,000 | 8,000 | 238,000 | 373,000 |
| Noninterest expense | 53,000 | 154,000 | 755,000 | 1,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -15,000 | -64,000 | -363,000 | -469,000 |
| Income tax | 3,000 | 4,000 | 3,000 | 0 |
| Net income | -18,000 | -68,000 | -366,000 | -469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 684,000 | 634,000 | 6,960,000 | 7,124,000 |
| Total capital | 715,000 | 665,000 | 6,993,000 | 7,157,000 |
| Risk-weighted assets | 2,891,000 | 4,378,000 | 11,234,000 | 6,831,000 |