Call reports 2004
KENNEY BANK AND TRUST — 2004
What KENNEY BANK AND TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 4,703,000 | 4,760,000 | 4,471,000 | 4,432,000 |
| Total loans | 2,793,000 | 2,761,000 | 2,391,000 | 2,528,000 |
| Allowance for loan losses | 31,000 | 31,000 | 31,000 | 31,000 |
| Securities available for sale | 650,000 | 644,000 | 644,000 | 644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,979,000 | 4,040,000 | 3,768,000 | 3,717,000 |
| Interest-bearing deposits | 3,117,000 | 3,248,000 | 2,871,000 | 2,741,000 |
| Noninterest-bearing deposits | 862,000 | 793,000 | 897,000 | 976,000 |
| Equity capital | 710,000 | 708,000 | 700,000 | 696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 51,000 | 103,000 | 147,000 | 190,000 |
| Interest expense | 8,000 | 14,000 | 21,000 | 27,000 |
| Net interest income | 43,000 | 89,000 | 126,000 | 163,000 |
| Noninterest income | 12,000 | 18,000 | 24,000 | 29,000 |
| Noninterest expense | 47,000 | 96,000 | 148,000 | 207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 11,000 | 2,000 | -15,000 |
| Income tax | 1,000 | 2,000 | 0 | -5,000 |
| Net income | 7,000 | 9,000 | 2,000 | -10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 710,000 | 714,000 | 706,000 | 702,000 |
| Total capital | 741,000 | 745,000 | 737,000 | 733,000 |
| Risk-weighted assets | 3,254,000 | 3,243,000 | 2,921,000 | 3,019,000 |