Call reports 2003
KENNEY BANK AND TRUST — 2003
What KENNEY BANK AND TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 5,031,000 | 4,915,000 | 4,916,000 | 4,616,000 |
| Total loans | 3,554,000 | 3,384,000 | 2,987,000 | 3,033,000 |
| Allowance for loan losses | 31,000 | 31,000 | 31,000 | 31,000 |
| Securities available for sale | 64,000 | 60,000 | 53,000 | 400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,345,000 | 4,227,000 | 4,042,000 | 3,836,000 |
| Interest-bearing deposits | 3,501,000 | 3,436,000 | 3,229,000 | 2,875,000 |
| Noninterest-bearing deposits | 844,000 | 791,000 | 813,000 | 961,000 |
| Equity capital | 679,000 | 680,000 | 807,000 | 729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 61,000 | 119,000 | 172,000 | 183,000 |
| Interest expense | 14,000 | 27,000 | 38,000 | 47,000 |
| Net interest income | 47,000 | 92,000 | 134,000 | 136,000 |
| Noninterest income | 4,000 | 10,000 | 215,000 | 220,000 |
| Noninterest expense | 48,000 | 98,000 | 149,000 | 257,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 4,000 | 200,000 | 92,000 |
| Income tax | 3,000 | 2,000 | 68,000 | 43,000 |
| Net income | 0 | 2,000 | 132,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 680,000 | 681,000 | 812,000 | 729,000 |
| Total capital | 711,000 | 712,000 | 843,000 | 760,000 |
| Risk-weighted assets | 3,847,000 | 3,795,000 | 3,483,000 | 3,349,000 |