Call reports 2002
KENNEY BANK AND TRUST — 2002
What KENNEY BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,177,000 | 5,973,000 | 5,083,000 | 4,781,000 |
| Total loans | 3,307,000 | 4,090,000 | 3,948,000 | 3,736,000 |
| Allowance for loan losses | 31,000 | 31,000 | 31,000 | 31,000 |
| Securities available for sale | 80,000 | 76,000 | 72,000 | 69,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,492,000 | 5,292,000 | 4,396,000 | 4,096,000 |
| Interest-bearing deposits | 3,749,000 | 4,564,000 | 3,697,000 | 3,320,000 |
| Noninterest-bearing deposits | 743,000 | 728,000 | 699,000 | 776,000 |
| Equity capital | 671,000 | 670,000 | 677,000 | 679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 70,000 | 138,000 | 208,000 | 275,000 |
| Interest expense | 22,000 | 44,000 | 62,000 | 77,000 |
| Net interest income | 48,000 | 94,000 | 146,000 | 198,000 |
| Noninterest income | 5,000 | 10,000 | 17,000 | 21,000 |
| Noninterest expense | 52,000 | 104,000 | 155,000 | 210,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | 0 | 8,000 | 9,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 1,000 | 0 | 7,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 673,000 | 672,000 | 679,000 | 680,000 |
| Total capital | 704,000 | 703,000 | 710,000 | 711,000 |
| Risk-weighted assets | 3,630,000 | 4,415,000 | 4,130,000 | 3,946,000 |