Call reports 2025
FIRST NATIONAL BANK OF DIGHTON, THE — 2025
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 77,379,000 | 83,537,000 | 83,005,000 | 80,223,000 |
| Total loans | 51,811,000 | 57,323,000 | 56,214,000 | 53,421,000 |
| Allowance for loan losses | 599,000 | 617,000 | 688,000 | 709,000 |
| Securities available for sale | 20,634,000 | 20,128,000 | 19,570,000 | 20,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,721,000 | 61,141,000 | 60,370,000 | 62,346,000 |
| Interest-bearing deposits | 45,176,000 | 44,010,000 | 43,536,000 | 44,541,000 |
| Noninterest-bearing deposits | 18,545,000 | 17,131,000 | 16,834,000 | 17,805,000 |
| Equity capital | 11,911,000 | 12,251,000 | 12,480,000 | 12,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,742,000 | 2,713,000 | 3,677,000 |
| Interest expense | 209,000 | 460,000 | 776,000 | 1,067,000 |
| Net interest income | 612,000 | 1,282,000 | 1,937,000 | 2,610,000 |
| Noninterest income | 42,000 | 91,000 | 121,000 | 164,000 |
| Noninterest expense | 469,000 | 927,000 | 1,385,000 | 1,859,000 |
| Provision for loan losses | 0 | 25,000 | 135,000 | 158,000 |
| Pretax income | 195,000 | 451,000 | 550,000 | 753,000 |
| Income tax | 70,000 | 162,000 | 209,000 | 296,000 |
| Net income | 125,000 | 289,000 | 341,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,397,000 | 13,560,000 | 13,611,000 | 13,526,000 |
| Total capital | 14,046,000 | 14,241,000 | 14,383,000 | 14,307,000 |
| Risk-weighted assets | 58,953,000 | 65,704,000 | 64,878,000 | 62,464,000 |