Call reports 2024
FIRST NATIONAL BANK OF DIGHTON, THE — 2024
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 78,531,000 | 80,628,000 | 79,773,000 | 74,797,000 |
| Total loans | 46,475,000 | 48,849,000 | 47,850,000 | 46,448,000 |
| Allowance for loan losses | 505,000 | 605,000 | 593,000 | 599,000 |
| Securities available for sale | 22,803,000 | 22,239,000 | 22,175,000 | 20,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,420,000 | 62,854,000 | 61,569,000 | 61,186,000 |
| Interest-bearing deposits | 41,135,000 | 42,915,000 | 41,750,000 | 41,334,000 |
| Noninterest-bearing deposits | 22,285,000 | 19,939,000 | 19,819,000 | 19,852,000 |
| Equity capital | 11,156,000 | 11,372,000 | 11,992,000 | 11,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,668,000 | 2,526,000 | 3,362,000 |
| Interest expense | 176,000 | 439,000 | 737,000 | 984,000 |
| Net interest income | 646,000 | 1,229,000 | 1,789,000 | 2,378,000 |
| Noninterest income | 49,000 | 89,000 | 129,000 | 169,000 |
| Noninterest expense | 358,000 | 784,000 | 1,281,000 | 1,729,000 |
| Provision for loan losses | 10,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 270,000 | 438,000 | 536,000 | 708,000 |
| Income tax | 27,000 | 66,000 | 96,000 | 174,000 |
| Net income | 243,000 | 372,000 | 440,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,236,000 | 13,307,000 | 13,376,000 | 13,269,000 |
| Total capital | 13,798,000 | 13,958,000 | 14,020,000 | 13,929,000 |
| Risk-weighted assets | 54,578,000 | 57,513,000 | 56,837,000 | 54,932,000 |