Call reports 2023
FIRST NATIONAL BANK OF DIGHTON, THE — 2023
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 71,634,000 | 74,385,000 | 75,877,000 | 76,284,000 |
| Total loans | 36,090,000 | 40,173,000 | 42,300,000 | 43,204,000 |
| Allowance for loan losses | 508,000 | 545,000 | 546,000 | 552,000 |
| Securities available for sale | 24,739,000 | 23,448,000 | 22,511,000 | 23,150,000 |
| Securities held to maturity | 508,000 | 506,000 | 130,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,811,000 | 57,326,000 | 57,968,000 | 65,251,000 |
| Interest-bearing deposits | 36,838,000 | 34,923,000 | 34,471,000 | 38,169,000 |
| Noninterest-bearing deposits | 21,973,000 | 22,403,000 | 23,497,000 | 27,082,000 |
| Equity capital | 10,366,000 | 10,452,000 | 10,279,000 | 10,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,279,000 | 2,017,000 | 2,795,000 |
| Interest expense | 63,000 | 200,000 | 325,000 | 525,000 |
| Net interest income | 546,000 | 1,079,000 | 1,692,000 | 2,270,000 |
| Noninterest income | 50,000 | 95,000 | 136,000 | 180,000 |
| Noninterest expense | 401,000 | 779,000 | 1,188,000 | 1,618,000 |
| Provision for loan losses | 0 | 36,000 | 36,000 | 46,000 |
| Pretax income | 195,000 | 345,000 | 590,000 | 772,000 |
| Income tax | 27,000 | 66,000 | 103,000 | 109,000 |
| Net income | 168,000 | 279,000 | 487,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,617,000 | 12,729,000 | 12,936,000 | 12,936,000 |
| Total capital | 13,125,000 | 13,274,000 | 13,482,000 | 13,488,000 |
| Risk-weighted assets | 44,572,000 | 48,691,000 | 51,072,000 | 51,728,000 |