Call reports 2022
FIRST NATIONAL BANK OF DIGHTON, THE — 2022
What FIRST NATIONAL BANK OF DIGHTON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 76,301,000 | 72,175,000 | 69,579,000 | 71,012,000 |
| Total loans | 30,357,000 | 33,586,000 | 33,201,000 | 35,001,000 |
| Allowance for loan losses | 477,000 | 479,000 | 489,000 | 507,000 |
| Securities available for sale | 27,145,000 | 25,046,000 | 23,735,000 | 24,729,000 |
| Securities held to maturity | 2,173,000 | 2,167,000 | 1,521,000 | 510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,587,000 | 61,963,000 | 60,026,000 | 59,444,000 |
| Interest-bearing deposits | 41,119,000 | 39,488,000 | 37,787,000 | 36,675,000 |
| Noninterest-bearing deposits | 24,468,000 | 22,475,000 | 22,239,000 | 22,769,000 |
| Equity capital | 10,619,000 | 10,153,000 | 9,478,000 | 10,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 948,000 | 1,473,000 | 2,038,000 |
| Interest expense | 14,000 | 28,000 | 56,000 | 104,000 |
| Net interest income | 427,000 | 920,000 | 1,417,000 | 1,934,000 |
| Noninterest income | 48,000 | 86,000 | 126,000 | 165,000 |
| Noninterest expense | 379,000 | 730,000 | 1,095,000 | 1,515,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 96,000 | 278,000 | 440,000 | 556,000 |
| Income tax | 27,000 | 66,000 | 103,000 | 101,000 |
| Net income | 69,000 | 212,000 | 337,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,154,000 | 12,296,000 | 12,420,000 | 12,449,000 |
| Total capital | 12,631,000 | 12,775,000 | 12,909,000 | 12,956,000 |
| Risk-weighted assets | 41,134,000 | 43,123,000 | 42,690,000 | 44,333,000 |